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It's challenging to navigate the complexity of dental insurance. There are several factors to consider, like your deductible, annual maximums, co-pays, and more. But before considering such specifics, you must determine if your insurance covers a specific dentist.
Visit our Brooklyn City Dental website for information on the insurance providers we accept. We have offices in the Greenpoint and Williamsburg neighborhoods in Brooklyn, New York.
With dental insurance, you might minimize your dental care costs. But in most cases, this is only true if your dentist is a part of the network. A dental practice is in-network if it’s a part of the provider network for your dental insurance.
If you want to find out if your dentist is a network provider, there are two quick ways to do it. Give the dental office a call and ask whether they accept your insurance, or contact your insurer to see if your dental insurance covers your dentist.
Plans for dental insurance vary from one to another. They often include preventive treatment, cleanings, and twice-yearly examinations. Most dental insurance policies also cover a percentage of restorative dental procedures, such as crowns, root canals, fillings, and tooth removals.
Some plans may even go a step further and pay for a sizeable percentage of periodontal or orthodontic treatment, including braces, Invisalign®, or both.
If you see an in-network dentist, your insurance plan could partially cover tooth replacements like dentures, bridges, and implants. Insurance could partially reimburse dental bonding to fix a chipped tooth.
Most times, insurance doesn’t cover cosmetic procedures like porcelain veneers because they don’t consider these therapies medically essential.
You can call your insurance provider directly. They’ll help you learn more about the dentists who take your insurance. You can usually find your insurer’s website and check there.
It’s also a good idea to call your insurance provider before seeing the dentist to learn more about your coverage limitations, which operations are covered, the deductible you must pay, and other relevant details.
Untreated dental problems, including broken teeth, decayed teeth, gum disease, and impacted wisdom teeth, can cause excruciating pain and long-term harm to your mouth and general health.
Studies have shown associations between periodontitis (gum disease) and systemic, chronic diseases such as asthma, Alzheimer's, diabetes, renal disease, cancer, and respiratory and cardiovascular diseases (including stroke and heart attacks). Taking care of your oral health lowers your chance of developing these diseases.
No dental insurance? No problem. At Brooklyn City Dental, we offer flexible financing options, and we are in-network with a wide range of insurance companies, including Cigna and Aetna.
Call us today if you have questions about our payment and financing options. Our office is open on Sundays, and any team member will be happy to help.